Many people are now switching their cash ISA’s to equity based products due to the low or negative real returns on cash products and the significant returns in the stock market over the last year.
At ca financial services we offer a range of high quality ISA’s with access to thousands of funds. If you are thinking of investing or reviewing your investments, please contact us now for an informal discussion.
ISA’s – Key Points.
- ISA’s are often the first post of call for most investors as they are highly tax efficient, cash ISA’s are tax free and equity ISA’s are currently taxed at 10% on dividend income. Crucially, there is no Capital Gains Tax on ISA’s.
- Like Pensions ISA’s invest in Funds, but there is a Self Select option where individual shares can be selected.
- The individual ISA allowance is £10,200 per annum.
- With interest rates so low, many investors in cash ISA’s are experiencing low returns.
- Equity ISA’s offer scope for growth.
Call 0845 371 0262 or 01732 617950 to discuss how you could benefit from our high quality ISA's.